Mortgage Modification Attorney in New Port Richey
Helping to Make Your Mortgage Affordable
If you fall behind on your house payments and have received a notice of foreclosure, you do not have to lose your home. Many of our clients explore the option of a Chapter 13 bankruptcy to save their home. Others look at the option of mortgage modification to keep their home.
Unfortunately, some mortgage lenders proceed with a foreclosure while you are seeking a modification. If you do not defend the foreclosure, you may lose your leverage to force a modification. We can defend the foreclosure to protect your rights while you seek a modification.
At the law office of Jay W. Moreland, P.A., we help Florida residents facing the loss of their house with compassion and a non-judgmental approach.
The Need for Legal Help with a Mortgage Modification
Renegotiating terms with your lender is not a “do-it-yourself” proposition. You need a foreclosure defense attorney who knows the industry and the programs available. We work hard to extend your loan and reduce interest rates with the goal of keeping you in your house. As an objective professional we can combine your goals with realistic expectations to arrive at the solution strategy that is best for you.
Exploring the Option of Bankruptcy to Stop Foreclosure
If negotiating a mortgage modification fails, foreclosure does not have to be the next step. Attorney Jay W. Moreland, the founder of our firm, is a seasoned bankruptcy attorney who has provided dedicated advocacy for his clients facing the most difficult times of their lives.
A Chapter 13 bankruptcy can stop foreclosure proceedings and other aggressive collection actions if you are dealing with multiple financial hardships. The viable threat of filing a Chapter 13 bankruptcy may bring your lender back to the negotiation table to grant a modification.
For more information or to schedule an appointment with an experienced lawyer regarding a mortgage modification, please contact us.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.