Effective Foreclosure Defense
The dream of owning a home can become a nightmare during difficult financial times. If you are falling behind in your mortgage payments and the threat of a foreclosure grows, our attorney may be able to help. A Chapter 13 may allow you to restructure you debt and allow you to eliminate many of your unsecured debts, repay your mortgage arrears in your Chapter 13 plan and regain you financial stability.
If you have been served a notice of foreclosure, contact our attorney at Jay W. Moreland immediately. We will examine your situation and explain how bankruptcy may help save your home.
A Chapter 13 bankruptcy filing immediately stops any foreclosure actions and the pending sheriff’s sale of your home.
Taking Steps to Stop Foreclosure
If you believe that you can maintain future house payments, we will take the steps necessary to buy you the valuable time necessary to refinance or modify your mortgage. That may involve defending the foreclosure lawsuit which could lead to a mortgage modification or a Chapter 13 bankruptcy that will give you time to catch up on late payments.
At the law office of Jay W. Moreland, P.A., we attend to every detail in fighting a foreclosure by establishing a strong foreclosure defense. While rare, those efforts sometimes result in discovering improprieties or Truth in Lending Act violations that lead to a home loan being thrown out or settled in favor of our clients.
Eliminating The Uncertainty Of Foreclosure
We understand the stress involved with foreclosure. The thought of losing your home can be frightening, but you can replace that fear and uncertainty with the knowledge of how you can prevent a foreclosure. Our attorney will examine
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.