Help With Chapter 13 Bankruptcy
Do the bill collectors never stop calling? Do you face the threat of your car being repossessed? Have you received a notice of foreclosure? Debt problems like these add pressure to your life as your money issues increase. If your debts feel overwhelming, a Chapter 13 bankruptcy may be the answer.
At the law office of Jay W. Moreland, P.A., our attorneys provide the help and guidance you need in a Chapter 13 bankruptcy filing.
With Chapter 13, you can restart your finances with a “fresh start,” eliminate out-of-control debts, stop harassing creditors and keep a roof over your head. Call us at 727-847-2083 today to schedule a meeting to learn how
Keep You Home And Cars With A Chapter 13
A Chapter 13 is the ideal bankruptcy filing to keep your car and home. If you can afford monthly payments, this option allows you to keep these secured assets while eliminating much of your unsecured (credit card) debt. A Chapter 13 debt repayment plan allows you to make payments over three to five years, and at the end of the plan, provides a discharge for your remaining debts.
A Chapter 13 bankruptcy can be especially helpful if you have fallen behind on mortgage payments, as your arrears can be repaid over time within your plan. It can stop a foreclosure even if the foreclosure has already been filed. For many people, removing unsecured debt, like medical bills or credit card debt, can free up enough of your remaining income to successfully help you keep your cars and your home.
When Times are Tough, We Can Help
Unlike many ‘debt relief’ programs, Chapter 13 bankruptcy offers true debt relief. For three decades, our attorney, Jay W. Moreland, has worked to provide genuine relief from overwhelming debt for Florida residents dealing severe financial hardships caused by job loss, injury or illness or divorce.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.