Most Florida residents have at least one credit card. Credit cards are useful financial tools for shopping online and purchasing items when they may not have sufficient cash available. The responsible use of a credit card can help a person build their credit score,...

Over the past year or two, if anyone has turned on the news or read a news article, they have likely read about various businesses and high-profile celebrities filing for bankruptcy. And, unfortunately, many, if no most, of those articles paint the bankruptcy process...

The government’s foreclosure moratorium on federally backed home loans back in 2020 benefited many in the New Port Richey area who were struggling financially during a tough economic time. According to one report, approximately 2.1 million homeowners in the U.S. are...

Owning a home is a huge financial commitment for a Florida resident. Many individuals save for years before they are able to make down payments on properties where they intend to live. Once a person has closed on a residential property, they generally will have a...

Many people in Florida these days are walking a financial tightrope and they may be worried about one of their most important assets -- their house -- especially if the bank starts threatening foreclosure. However, there are some alternatives to foreclosure that may...

If there is one bright side to 2020, it is that bankruptcy is losing its dirty word status. Unfortunately, because of its dirty word status, people burn through retirement funds, bank account and sell all of their assets, just to avoid bankruptcy. However, the...

Most people face financial hardship at some point in their lives. While some are fortunate enough to make it through these trying times, others find themselves in a constant struggle to stay afloat. Those who fall into the latter category often have to seek out...

When people find themselves drowning in unpaid bills and facing a salary reduction or job loss, their options can sometimes seem extremely limited. Some may consider filing for bankruptcy when they can no longer make their monthly mortgage payments, in the hope of...

Filing for bankruptcy may help you put an end to collection calls and the general stress that can come with being in debt. According to one Florida financial planner, the process of obtaining debt relief through bankruptcy can be both traumatic and satisfying at the...

Florida residents who file for bankruptcy may experience a drop in their credit scores. However, there are ways to rebuild credit after seeking protection from creditors. For instance, it may be a good idea to apply for a secured credit card or unsecured retail credit...