In these uncertain times, many people in Florida may find themselves facing the very difficult situation of deciding which of their many bills to pay and which to let go another month, all while facing dreaded phone calls from creditors. When debt becomes...

Florida residents who are struggling to pay their bills will likely know that debt collectors can be extremely persistent. Many companies call consumers every day in an effort to collect unpaid debts, but there are certain tactics that they are prohibited from using....

Some people in Florida might receive calls from a debt collector but be unsure as to whether the calls are legitimate. Debt collectors generally start with or follow up with a letter, so this could be one sign that the debt is real. A collection agency should also be...

It is not clear how many bankruptcies are prompted by medical debt, but studies estimate that it is a substantial factor in quite a few. People in Florida who are considering bankruptcy because of medical debt should be aware that bankruptcy cannot be done piecemeal,...

When debtors in Florida or throughout the country file for bankruptcy, they are generally granted an automatic stay. The automatic stay generally prevents creditors from contacting debtors until their cases are over. Creditors may also be barred from foreclosing on a...

Florida consumers who are confronted with significant debt they are unable to pay will have many concerns. Along with the fear of constant calls and the negative impact on daily life, some might be under the impression they can be put in jail. It is important to...

Florida residents who choose to file for Chapter 13 bankruptcy will make payments to their creditors over the course of three or five years. The amount of that payment depends on a person's income and expenses. Wages, unemployment benefits and other government...