Jay W. Moreland, P.A.
8520 Government Drive
Suite 2
New Port Richey, FL 34654
Phone: 727-847-2083
Fax: 727-842-2187
Most Florida residents have at least one credit card. Credit cards are useful financial tools for shopping online and purchasing items when they may not have sufficient cash available. The responsible use of a credit card can help a person build their credit score,...
Over the past year or two, if anyone has turned on the news or read a news article, they have likely read about various businesses and high-profile celebrities filing for bankruptcy. And, unfortunately, many, if no most, of those articles paint the bankruptcy process...
When some people in New Port Richey decide to file for bankruptcy they may choose Chapter 7 bankruptcy, so they can get the process over with as soon as possible leaving them free to move forward on fresh financial footing. But filing for Chapter 13 bankruptcy has...
The government’s foreclosure moratorium on federally backed home loans back in 2020 benefited many in the New Port Richey area who were struggling financially during a tough economic time. According to one report, approximately 2.1 million homeowners in the U.S. are...
Dealing with debt truly is a struggle that you can’t fully understand unless you’ve been there. Those dealing with overwhelming debt worry about how to make ends meet, and the stress of the situation can be unbearable. While the financial realities of debt can be...
The bankruptcy means test is used to determine when a struggling consumer seeking to file for bankruptcy qualify for personal bankruptcy protection. The means test is used to help determine if the consumer struggling with overwhelming debt qualifies for Chapter 7...
For those that are hitting hard times lately or that have been struggling for the past year, they have likely heard of the bankruptcy boom within the business community as of late. The multiple high profile business bankruptcy filings have helped normalize the idea of...
As is the case with mortgages, medical bills and other debts, Pasco County families have alternatives to filing for bankruptcy when they are overwhelmed by credit card debt. In some cases, a family may be able to negotiate with the credit card company directly for a...
One of the scariest parts about facing a financial crunch is the prospect of losing one’s family home. In situations where a family has fallen behind in house payments and faces foreclosure, Florida law may offer some options outside of bankruptcy. Pasco County...
The feeling of struggling with debt day after day can be overwhelming. Consumers who have considered turning to Chapter 7 bankruptcy for debt relief may have heard of bankruptcy exemptions and wondered what they are. Bankruptcy exemptions are another protection that...
Jay W. Moreland, P.A.
8520 Government Drive
Suite 2
New Port Richey, FL 34654
Phone: 727-847-2083
Fax: 727-842-2187