Contact the office
Jay W. Moreland, P.A.
8520 Government Drive
Suite 2
New Port Richey, FL 34654
Phone: 727-847-2083
Fax: 727-842-2187
New Port Richey Bankruptcy Blog
The fear of bankruptcy is overblown
If there is one bright side to 2020, it is that bankruptcy is losing its dirty word status. Unfortunately, because of its dirty word status, people burn through retirement funds, bank account and sell all of their assets, just to avoid bankruptcy. However, the...
Payday loans can lead to a spiral of overwhelming debt
Most people face financial hardship at some point in their lives. While some are fortunate enough to make it through these trying times, others find themselves in a constant struggle to stay afloat. Those who fall into the latter category often have to seek out...
What are some advantages to filing for Chapter 13 bankruptcy?
In these uncertain times, many people in Florida may find themselves facing the very difficult situation of deciding which of their many bills to pay and which to let go another month, all while facing dreaded phone calls from creditors. When debt becomes...
Loan mitigation options are available during hard times
When people find themselves drowning in unpaid bills and facing a salary reduction or job loss, their options can sometimes seem extremely limited. Some may consider filing for bankruptcy when they can no longer make their monthly mortgage payments, in the hope of...
Achieving debt relief through bankruptcy
Filing for bankruptcy may help you put an end to collection calls and the general stress that can come with being in debt. According to one Florida financial planner, the process of obtaining debt relief through bankruptcy can be both traumatic and satisfying at the...
Tips for rebuilding credit after a bankruptcy
Florida residents who file for bankruptcy may experience a drop in their credit scores. However, there are ways to rebuild credit after seeking protection from creditors. For instance, it may be a good idea to apply for a secured credit card or unsecured retail credit...
Bankruptcy for married people
Bankruptcy may occur when a person or business is unable to make good on their debt. The term is often used generally, and even metaphorically, but there's also a legal definition of bankruptcy. People in Florida should know that legally speaking, bankruptcy is a...
Exemptions in a Chapter 7 bankruptcy
People in Florida who are considering bankruptcy might be concerned that they will lose all their possessions. In fact, even when filing for a Chapter 7 bankruptcy, a number of assets may be considered exempt. Bankruptcy laws vary from state to state and even between...
Why bankruptcy is a viable option
Many Florida residents will hesitate to declare bankruptcy due to the negative stigma involved. In many cases, however, a bankruptcy filing will make sense and be the best option for someone who wants a fresh financial start in life. In fact, they may start realizing...
The FDCPA prohibits may unpleasant debt-collection practices
Florida residents who are struggling to pay their bills will likely know that debt collectors can be extremely persistent. Many companies call consumers every day in an effort to collect unpaid debts, but there are certain tactics that they are prohibited from using....
Jay W. Moreland, P.A.
8520 Government Drive
Suite 2
New Port Richey, FL 34654
Phone: 727-847-2083
Fax: 727-842-2187