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10 Tips To Help You Decide If Bankruptcy Is Right For You

1. If you can’t even make your minimum credit card payments, bankruptcy may help.

2. If you have substantial medical bills that are not covered by insurance, bankruptcy may help.

3. If your house is in foreclosure and you owe more than your house is worth, bankruptcy may help.

4. If you owe more on your first mortgage than the house is worth and also have a home equity loan, bankruptcy may help.

5. If you lost your job through layoff or illness and as a result have fallen behind on your mortgage, but are now back at work, bankruptcy may help.

6. If you have been in a car accident, didn’t have insurance and lost your driver’s license as a result, bankruptcy may help.

7. If most of your debt is student loans, bankruptcy probably won’t help.

8. If you have been sued for not paying bills you owe, bankruptcy may help.

9. If your wages are being garnished for debts, bankruptcy may help.

10. If you injure someone in a car accident and you were drunk, bankruptcy probably won’t help.

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